Kerala Labour Welfare Fund
The Kerala Labour Welfare Fund is a state-administered welfare scheme created under the Kerala Labour Welfare Fund Act, 1975 and the Kerala Labour Welfare Fund Rules, managed by the Kerala Labour Welfare Fund Board. It funds welfare services — medical, educational, and social security benefits — for eligible workers.
Applicability
Factories, plantations and other establishments covered by the Kerala Labour Welfare Fund Act, 1975. Shops and commercial establishments fall under a separate fund (Kerala Shops and Commercial Establishments Workers Welfare Fund Act, 2006), where employee and employer each pay ₹50 a month.
Contribution Structure
| Cycle | Payment Mode | Employee | Employer | Total | Due Date |
|---|---|---|---|---|---|
| 30 June (Half-Yearly) | Online | ₹45 | ₹45 | ₹90 | 15 July |
| 31 December (Half-Yearly) | Online | ₹45 | ₹45 | ₹90 | 15 January |
Ratio: 1 : 1 · Annual total per employee: ₹180
FAQs — Kerala LWF
What is the ratio in Kerala?
Kerala uses an equal 1:1 ratio. Under the Kerala Labour Welfare Fund Act, 1975, the employee and the employer each pay ₹45 every half-year (revised by ordinance in 2020–21). Shops and commercial establishments pay into a separate welfare fund, at ₹50 each per month.