Free tool · Billing documents
Amount in Words Converter
Write any rupee amount in words, in lakh and crore, for cheques and invoices
- Free
- No signup
- Indian rules
Writing it on a cheque
- Start the words right at the beginning of the line and end with “Only”, so nothing can be added before or after.
- Write the figures close to the ₹ sign. With no paise, many people end the figures with “/-”.
- Do not correct or overwrite the amount. Under the RBI’s cheque clearing rules a changed amount needs a fresh cheque leaf.
- If the words and figures differ, section 18 of the Negotiable Instruments Act, 1881 makes the amount in words the one that counts.
Result
Amount in words
Rupees One Lakh Twenty Five Thousand and Fifty Paise Only
How it splits
1 lakh = 1,00,000 and 1 crore = 100 lakh = 1,00,00,000.
Words follow the Indian numbering system (thousand, lakh, crore). Check the words against the figures before you sign a cheque or issue an invoice.
How it works
What this tool does.
Convert rupees and paise into words in the Indian numbering system (thousand, lakh, crore), in the “Rupees … Only” style used on cheques, invoices and receipts. Choose Title Case or UPPER CASE and copy the result.
Type the amount in figures, with or without commas, and add up to two digits after the decimal point for paise. The converter splits the amount into crore, lakh, thousand and hundreds, writes each part in words and joins them, adding “and … Paise” when there are paise. Pick the style you need: “Rupees … Only” as on most cheques, “… Rupees Only”, or the words alone. Pick Title Case, UPPER CASE or Sentence case, then copy the words with one click. It also shows the amount in figures in the Indian format and how it splits into lakh and crore, so you can check the words against the figures.
Rules and dates last reviewed: October 2026
Amount in Words Converter formula
Indian numbering system: 1 thousand = 1,000; 1 lakh = 100 thousand = 1,00,000; 1 crore = 100 lakh = 1,00,00,000. The amount is read in groups from the left: crore, lakh, thousand, then hundreds, tens and units. Paise are the two digits after the decimal point. Above 999 crore, the number of crores is itself read in lakh and crore, so 1,00,000 crore is “One Lakh Crore”.
Worked example
A Surat textile trader issues an invoice for ₹4,07,250.50 and wants the total in words below the figures.
- Split the figures in the Indian way: 4,07,250.50 = 4 lakh, 7 thousand, 250, and 50 paise
- 4 lakh = Four Lakh
- 7 thousand = Seven Thousand
- 250 = Two Hundred Fifty
- 50 paise = Fifty Paise
- Join them and add “Rupees” at the start and “Only” at the end
Rupees Four Lakh Seven Thousand Two Hundred Fifty and Fifty Paise Only.
Sleet Accounting
Want this done on every invoice?
Sleet Accounting prints the invoice total in words, in lakh and crore, on every GST invoice.
- GST on every lineSleet Accounting works out CGST, SGST or IGST from each item’s HSN rate as you bill.
- Documents that convertA quotation becomes the sales order, the challan and the invoice, without retyping.
- Dues you can seeReceivables and payables by age, settled against invoices with part payments and credit notes.
Questions
Amount in Words Converter, answered.
Something else? Message us on WhatsApp at +91 82001 72869 or write to sales@getsleet.cloud.
How do I write ₹1,50,000 in words?
Rupees One Lakh Fifty Thousand Only. In the Indian system 1,00,000 is one lakh, so 1,50,000 is one lakh and fifty thousand. In the international system the same amount is one hundred fifty thousand.
How do I write paise in words on a cheque?
Write the rupees first, then “and”, the paise and “Only”: ₹12,345.50 is “Rupees Twelve Thousand Three Hundred Forty Five and Fifty Paise Only”. In figures, write the paise after the decimal point. When there are no paise, many people end the figures with “/-”, as in 12,345/-.
How many lakh make a million, and how many crore make a billion?
10 lakh make one million (10,00,000 = 1,000,000). 1 crore is 10 million, and 100 crore make one billion (1,00,00,00,000 = 1,000,000,000).
What happens if the amount in words and figures differ on a cheque?
Section 18 of the Negotiable Instruments Act, 1881 says that when the amount is stated differently in figures and in words, the amount in words is the amount ordered to be paid. Do not correct a mistake on the cheque itself: the RBI’s FAQs on cheque clearing say changes to the amount in figures or words need a fresh cheque leaf.
Why write “Only” after the amount?
It is a convention, not a legal rule. Ending with “Only”, and starting the words at the very beginning of the line, leaves no room for anyone to add words before or after the amount.
Does a GST invoice have to show the amount in words?
No. Rule 46 of the CGST Rules lists what a tax invoice must show, including the total value, taxable value, rate and amount of tax, and the amount in words is not one of them. Most businesses still print it, because it makes the total harder to alter and easier to read.
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